The Ruiz Law Firm

About The Ruiz Law Firm

Nevada’s minimum insurance limits — and why they’re often not enough. Nevada requires drivers to carry at least $25,000 in bodily injury coverage per person, $50,000 per accident, and $20,000 for property damage (commonly written 25/50/20). In a serious Strip-corridor or freeway crash, those limits evaporate against a single hospital stay. Plenty of valley drivers carry only that minimum, and some — including out-of-state visitors who let coverage lapse — carry nothing at all. When that happens, your own uninsured/underinsured motorist (UM/UIM) coverage becomes the difference-maker, often serving as the primary source of recovery in a hit-and-run or against a wholly uninsured tourist driver rather than a mere backstop. Reviewing your own policy is one of the first things we do on a Las Vegas claim.

What type of case do you have?

The Ruiz Law Firm takes each of these. Pick yours and the evaluation starts there.

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